Mortgage tip of the week: Have your team of experts assembled

Congrats, you have made the choice to jump head first into the housing market! Now get your team assembled…. Before you start looking at places speak to a mortgage broker and get a real estate team lined up. When it comes to buying a home, you usually have to make quick decisions – especially when you’re in a competitive market! In some cities, there’s a good chance you’ll have to make an offer on the same day you see a place, so there truly is no time to waste.

Start by getting pre-approved for a mortgage, so you know what your budget is and how much a bank will actually give you. Hire an experienced real estate agent who understands what you’re looking for and knows how to get it. Get the names of home inspectors and real estate lawyers in your area. And make sure your down payment is saved up and available to be withdrawn.

Happy hunting 🙂